We spent money like nobody's business this October. We spent a whopping $4000 and got back only 2 pieces of paper!!! $3k was spent on our deposit for the hotel banquet, and the other $1k on our bridal package. Yeaps, the 2 pieces of paper are the receipts for the payments, nothing else very physical seen after taking out $4k. Hah hah hah... For the time being, that is about it for our big plans coming ahead next year. Next heavy spend will be on the flat.

OMG, I just hope we can get one of the HDB's new flats instead of in the open market. The property prices are sky high now, and I really do not wish to use my Mummy's money to pay for the COV. Mummy has been really nice and understanding to actually volunteer to help us pay off the COV, but when you think about the amount of money Mummy has been spending on the rest of the daughters, how can you bear to deplete her savings further? Of coz we will return her the money within a year or two, but seriously, when the money comes from your own Mother, you will tend to drag, and then conveniently 'forget' about the whole loan. This is what happened to Mummy a few times, and when I think about how conveniently my sisters forgot about the loan, I feel very upset for my Mummy. It seems like everyone is eyeing on her savings. Have a few very agitated true stories to share, but that will be for another day, when I am not so agitated anymore.

Anyway, we do have a bit of cash saved up, but we had intended to use that money for the renovation and not to top up the COV. If we manage to get HDB's new flat, then we shall really save a lot on the flat. Renovation loan shall be manageable, and we may even be able to fulfill our plan to buy a car. We are seriously considering Punggol and Sengkang flats now, shall try our luck in December! Yes, wish us luck!

We spent money like nobody's business this October. We spent a whopping $4000 and got back only 2 pieces of paper!!! $3k was spent on our deposit for the hotel banquet, and the other $1k on our bridal package. Yeaps, the 2 pieces of paper are the receipts for the payments, nothing else very physical seen after taking out $4k. Hah hah hah... For the time being, that is about it for our big plans coming ahead next year. Next heavy spend will be on the flat.

OMG, I just hope we can get one of the HDB's new flats instead of in the open market. The property prices are sky high now, and I really do not wish to use my Mummy's money to pay for the COV. Mummy has been really nice and understanding to actually volunteer to help us pay off the COV, but when you think about the amount of money Mummy has been spending on the rest of the daughters, how can you bear to deplete her savings further? Of coz we will return her the money within a year or two, but seriously, when the money comes from your own Mother, you will tend to drag, and then conveniently 'forget' about the whole loan. This is what happened to Mummy a few times, and when I think about how conveniently my sisters forgot about the loan, I feel very upset for my Mummy. It seems like everyone is eyeing on her savings. Have a few very agitated true stories to share, but that will be for another day, when I am not so agitated anymore.

Anyway, we do have a bit of cash saved up, but we had intended to use that money for the renovation and not to top up the COV. If we manage to get HDB's new flat, then we shall really save a lot on the flat. Renovation loan shall be manageable, and we may even be able to fulfill our plan to buy a car. We are seriously considering Punggol and Sengkang flats now, shall try our luck in December! Yes, wish us luck!